What Is the Minimum Amount of Insurance Motorists Must Carry in Pennsylvania?
Under the Pennsylvania Motor Vehicle Financial Responsibility Law, all motorists are required to maintain minimum liability coverage, which provides protection for damages they may cause to others in an accident resulting from their negligence. The minimum insurance limits include the following:
- $15,000 in bodily injury liability for injury or death of one person in an accident
- $30,000 in bodily injury liability for injury or death of more than one person in an accident
- $5,000 in property damage liability
Keep in mind, these are just the minimum amounts drivers are required to carry by law. Many drivers purchase additional insurance coverage. Also, you may have other forms of insurance that can help cover your losses in the event of an accident, including collision coverage, medical benefits, and/or UM benefits. An experienced attorney can review your situation and insurance policies to determine your legal options.
What is the Average Settlement for a Car Accident Case in Philadelphia?
At Cousin Benny, our goal is to help you recover the maximum amount of compensation to which you are entitled. That amount may range from tens of thousands of dollars to millions.
Ultimately, the amount of damages depends on factors such as the severity of your injuries, the availability of insurance to cover your losses, how the accident happened, and who was at fault.
How Do You File a Claim for a Car Accident in Pennsylvania?
You can start filing a car accident claim through your insurance company, but some companies will lowball an estimate based on your losses. This is why it’s advisable to retain the services of a car accident attorney as soon as possible after the accident occurs. Your personal injury lawyers will act as your consultant when dealing with the insurance company and the court system in any of your Pennsylvania car accident claims.
How Much Do Philadelphia Accident Lawyers Cost?
Our car accident lawyers work on a contingency fee basis, so you don’t have to pay anything upfront to retain our services. We are paid a percentage of any financial recovery we make on your behalf. If we obtain nothing, you’re not responsible for paying attorney fees. If we recover compensation, we receive a percentage of the proceeds recovered on your behalf, as outlined in your retainer agreement with us.
How Long Do You Have To Sue Someone After A Car Accident in Philadelphia?
According to Pennsylvania law, the statute of limitations for a car injury claim is generally two years. At Cousin Benny, our Philadelphia car accident lawyer advises clients to file a personal injury lawsuit as soon as possible after the car accident occurs. Filing early helps ensure relevant evidence is preserved, and the memories of eyewitnesses remain fresh.
What Happens in PA if the Other Driver Doesn’t Have Insurance?
In Pennsylvania, if the driver who caused the accident does not have auto insurance, you may be protected by carrying underinsured motorist coverage in your insurance policy. The uninsured motorist may face penalties, including loss of driving privileges, registration suspension, fines, and more, but you can also sue the other party for any damages to your vehicle and/or injuries you sustained.
Is PA an At-Fault State?
Pennsylvania is a “no-fault” state. This means that your auto insurance company will cover medical expenses up to your coverage limit for anyone injured on your policy in an automobile accident, regardless of negligence caused by both parties.